Your financiallife, managedwith care.
Start with the questions on your mind. We will help you see the financial decisions that may matter, how they connect, and where a clearer next step could begin.
Already know you would like to talk? Book a 30-minute first conversation.
One connected view of your financial life.
Financial advice built for your life
Most people know they should be doing more with their money. The problem is not information — it is having someone who understands your whole picture and can tell you, clearly, what to do next. That is what we do.
Crestwell works with a range of providers, and some advice areas involve payment from a provider. Before you decide to proceed, we explain how we are paid, the options we have considered and any relevant conflicts in plain language. Full details are in our Disclosure Statement. For a shorter explanation, see How we are paid.
The right advice begins with the chapter of life you are living now.
Every situation is personal. Choose the pathway that feels closest to yours, then see the questions and decisions a first conversation can help bring into focus.
Your business is your life’s work. Your personal wealth should reflect it.
We help separate business risk from personal wealth, coordinate the right specialists, and create a strategy that gives you more choice—whether you sell, scale, or step away.
See how we help Business Owners
Business and personal risk
Wealth beyond the business
Succession and future choice
Your business is your life’s work. Your personal wealth should reflect it.
We help separate business risk from personal wealth, coordinate the right specialists, and create a strategy that gives you more choice—whether you sell, scale, or step away.
See how we help Business OwnersBusiness and personal risk
Wealth beyond the business
Succession and future choice
Start with what matters most right now.
Your financial life does not need to be solved all at once. It needs the right starting point — then a strategy that builds layer by layer.
“Build strong at the bottom. The peak will take care of itself.”
Give the life you have built a stronger foundation.
Before wealth can grow, your family, income, business, and home need a plan for the events that could interrupt them. We help you understand the risks that matter and make the right protections work together.
What this can help clarify- If income stopped, what would your household need?
- What could a health event mean for your business or mortgage?
- Where are you taking more risk than you realise?
Give the life you have built a stronger foundation.
Before wealth can grow, your family, income, business, and home need a plan for the events that could interrupt them. We help you understand the risks that matter and make the right protections work together.
- If income stopped, what would your household need?
- What could a health event mean for your business or mortgage?
- Where are you taking more risk than you realise?
Not sure which layer deserves attention first? That is exactly what the first conversation is for.
Talk through your starting pointFinancial advice for the moments that shape your life.
No two clients arrive with the same question. We listen first, bring the relevant decisions together, and help you move forward with a plan that remains useful as life changes.
The best financial decisions start with the whole story — not a product, a spreadsheet, or a sales pitch.
We bring the decisions around your family, work, business, and future into one joined-up conversation.
What is on your mind right now?
Five visible starting points. Choose one to see the relevant considerations and explore the clearest next page.
Make sure the people who rely on you are protected.
A growing family, a larger mortgage, or a change in income can make yesterday’s financial arrangements feel too small. We help you understand what your family needs, what could interrupt it, and where to begin.
- How would the household cope if income stopped?
- Does your mortgage structure still support your goals?
- What should savings, KiwiSaver, and debt each do next?
Make sure the people who rely on you are protected.
A growing family, a larger mortgage, or a change in income can make yesterday’s financial arrangements feel too small. We help you understand what your family needs, what could interrupt it, and where to begin.
- How would the household cope if income stopped?
- Does your mortgage structure still support your goals?
- What should savings, KiwiSaver, and debt each do next?
Make sure the people who rely on you are protected.
A growing family, a larger mortgage, or a change in income can make yesterday’s financial arrangements feel too small. We help you understand what your family needs, what could interrupt it, and where to begin.
- How would the household cope if income stopped?
- Does your mortgage structure still support your goals?
- What should savings, KiwiSaver, and debt each do next?
Advice is personal. The people supporting you should be clear, capable, and present.
Meet the leadership team who keep your advice relationship connected—from the first conversation to the practical details that follow.
Read profile Private office advice
Johan Fritz
Managing Director
Johan leads advice conversations that connect family, business, property, protection, KiwiSaver, investments and the long-term choices they support.
Explore Johan’s profile
Read profile Client experience and operations
Lezanne Brink
Director & Head of Operations
Lezanne leads the client experience and operating rhythm that keep a Crestwell relationship clear, organised and responsive.
Explore Lezanne’s profileAn advice relationship that moves at your pace.
Five visible stages. Each has one purpose: help you make the next good decision with more confidence.
- In focus · stage 01
Listen first
We begin with a genuine conversation about your life, priorities, concerns, and what you would like money to make possible. There is no pitch and no expectation that you have every answer.
What you leave withBegin with a conversationA clearer picture of the decisions that deserve attention first.
Listen first
We begin with a genuine conversation about your life, priorities, concerns, and what you would like money to make possible. There is no pitch and no expectation that you have every answer.
A clearer picture of the decisions that deserve attention first.
A more considered way to manage your financial life.
You are not looking for more financial noise. You are looking for a trusted way to bring the decisions that matter into one purposeful relationship.
Start with the whole picture
Your business, family, lending, investments, protection, and future plans are considered together—not as disconnected transactions.
Begin with advice, not a product
The first task is to understand the outcome you are trying to create. Any provider or product discussion belongs after that context is clear.
Make costs and choices understandable
We explain the relevant options, payments, trade-offs, and conflicts in plain language before you decide whether to proceed.
Stay useful as life changes
An advice relationship should have room for a business sale, family change, career opportunity, market movement, or retirement transition.
A first conversation is a chance to understand your situation, not a commitment to a product or a provider.
Professional standing
- FMA licensedFull Class 2 licence · FSP1013094
- Financial Advice New ZealandProfessional-body member
- FSCL dispute resolutionMember 9769
Broad provider access.
No single-provider bias.
Our approach. Crestwell works with a range of providers rather than treating one provider as the answer for every client. Some advice areas involve provider payments; before you decide, we explain how we are paid, the options considered and any relevant conflicts in plain language. Full details are set out in our Disclosure Statement.
Start your
considered next step.
Book a time that suits you, or send a short note. We will consider the practical next step with you.
Book a first conversation, or send a note.
There is no need to know exactly what you need before reaching out. Pick the path that feels easiest.
See what a first conversation is like →The enquiry form opens securely through Crestwell’s hosted Typeform. Please do not send account, policy, identification, health, or other sensitive information through it. Read our Privacy Policy for information about collection, use, access and correction. Questions about cost? Read How we are paid.