Johan Fritz
Managing Director · Registered Financial Adviser
Professional background and qualifications below
Johan leads advice conversations that connect family, business, property, protection, KiwiSaver, investments and the long-term choices they support.
A considered introduction
A relationship built on context.
Johan sees financial advice as a way to be in service of others. He enjoys helping people make sense of the decisions around family, business, property, protection and long-term wealth, so they can move forward with a clearer view of what matters.
With more than 14 years of advisory experience, Johan has supported business owners, executives and families across New Zealand. He starts by listening, brings the connected parts of a financial life into view, and stays focused on practical decisions that can help clients and the wider community thrive.
Credentials
- Graduate Diploma in Business Studies (Personal Financial Planning) — Massey University, awarded 20 May 2026
- New Zealand Certificate in Financial Services (Life, Disability and Health Insurance) — Open Polytechnic of New Zealand, 2023
- New Zealand Certificate in Financial Services (Investments) — Open Polytechnic of New Zealand, 2023
- New Zealand Certificate in Financial Services (Residential Lending) — Strategi Institute, 2020
- Bachelor of Commerce (Economics) — North-West University, 2011
Professional abbreviation: GradDipBusStuds
What matters
Advice that connects the decisions in front of you.
Business and personal protection
Home, property and lending decisions
KiwiSaver and investment planning
Financial and retirement planning
Clear information, alongside considered advice.
This page introduces Johan’s professional background, areas of advice and current public adviser information. Crestwell’s company-level licensing, payments and complaints information is kept separately in the Company Disclosure.
Registered financial adviser
Johan Fritz is a registered financial adviser (FSP498466) and Crestwell’s Managing Director.
The official FSPR record identifies Johan as engaged by Crestwell. Company licensing, complaints and dispute-resolution information is available in the Company Disclosure.
Qualifications and areas of advice
Credentials
- Graduate Diploma in Business Studies (Personal Financial Planning) — Massey University, awarded 20 May 2026
- New Zealand Certificate in Financial Services (Life, Disability and Health Insurance) — Open Polytechnic of New Zealand, 2023
- New Zealand Certificate in Financial Services (Investments) — Open Polytechnic of New Zealand, 2023
- New Zealand Certificate in Financial Services (Residential Lending) — Strategi Institute, 2020
- Bachelor of Commerce (Economics) — North-West University, 2011
Professional abbreviation: GradDipBusStuds
Areas of advice: Personal risk protection · Business risk and continuity planning · Mortgage and lending advice · KiwiSaver advice · Investment advice · Financial and retirement planning
Information for an engagement
This public profile is a helpful starting point, not a substitute for engagement-specific disclosure. When the nature and scope of your advice are known, Crestwell will provide the current information relevant to you, including scope, provider limitations, fees, payments, conflicts and any other information required at that stage.
Read the current Crestwell Disclosure Statement and payment information.
Individual information: this profile describes Johan’s professional background and registered adviser role. The current company statement is maintained separately so it remains clear as Crestwell’s team and business structure develop.